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Southbridge Credit Union


People don’t often think of a bank the way they think of a friend or a trusted neighbor. But we’re not a bank. We’re a credit union. We don’t have customers. We have members. Watch our video featuring real employees and members.

At Southbridge Credit Union, we’ve got you.


A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality. The state-chartered SCU, incorporated in 1938, is a community credit union with both federal and private deposit insurance. You may become a member at any time. We operate under the supervision of the Massachusetts Banking Commissioner. Participating institutions in the credit union movement, as it is often termed, pay competitive rates of interest on savings and loan products.

A credit union divides income between dividends to members and reserves to build capital, which strengthens it in its members’ behalf. Unlike a bank, a credit union does not sell stock or borrow from the Federal Reserve Bank in order to raise funds. It operates as a not-for-profit cooperative, with a democratic structure, and member ownership and control. Those founding principles of American credit unions, which stretch back well into the 19th century, remain today. A copy of our current Statement of Condition is available at any of our offices or by telephone or mail request.

  • Membership at SCU is available to persons, businesses and organizations that are either residing, working or operating within our sphere of operation. This includes the Massachusetts counties of Worcester, Bristol, Franklin, Hampshire, Norfolk, Hampden and Middlesex. It also includes Wyndham County in Connecticut.
  • We’re known for our strong member orientation.
  • We pay competitive rates of interest on savings and loan products.
  • We divide income between dividends to members and reserves to build capital, which strengthens SCU in its members’ behalf.
  • Deposits are insured in full by the federal National Credit Union Administration and the private Massachusetts Share Insurance Corporation.
  • Our Bay Path Regional Vocational Technical High School branch serves school system employees and students while functioning as a teaching facility.

Community financial institutions like SCU were created by local people, and are led by local people. We emphasize local decision-making.


Main Branch Hours: Mon., Tues., Wed. Lobby & Driveup: 8:00 AM – 4:00 PM Thurs. Lobby & Driveup: 8:00 AM – 6:00 PM Fri. Lobby & Driveup: 8:00 AM – 5:00 PM Sat. Lobby & Driveup: 9:00 AM – 1:00 PM


Contact Information

179, Main Street, Globe Village, Southbridge, Worcester County, Massachusetts, 01550, United States of America
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Member since 3 years ago
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